Insurers chided over global warming policies

Insurers, whose finances could be stretched to breaking point by climate change, stand accused of doing too little to research global warming or devise products to mitigate its potentially catastrophic effects.Unless climate change slows, insurers warn, years like 2005, when their catastrophe bill topped $80 billion, could become the norm, with premiums for those in disaster-prone areas soaring, and some regions becoming uninsurable.